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Referral Program

Turn your network into income.

Bring us the deal. We'll make it happen.

Know people who need capital or investors seeking yield? Introduce them. We work the deal. When it funds, you get paid — where permitted by law.

Top partners earn $5,000–$25,000 per closed deal (based on size and type), and multiple deals per month are common for active connectors.

Why Partner With Us

Three big reasons:

Protected Relationships

Lead registration and non-circumvention in writing.

Fast Payouts

ACH payment within X business days after funding.

Trackable

Zookey shows real-time status for every registered lead.

Quick Eligibility Check

Yes – Eligible Referrers:

  • Investment property brokers and agents
  • Mortgage pros and capital advisors
  • Contractors, developers, and operators
  • Accredited capital network owners
  • Portfolio owners and industry connectors

No – Not Eligible:

  • Owner-occupied residential mortgage leads
  • Consumer/personal loan leads
  • Leads in jurisdictions where paying referral fees is prohibited

Success Story

A California broker referred a $3M construction loan. Deal closed in 12 days. Referral fee: $15,000.

How It Works

Step 1

Sign Up

Register online and accept referral terms.

Step 2

Register the Lead

Submit via form or Zookey; we timestamp and issue an ID.

Step 3

We Work the Deal

Underwrite, close, and keep you in the loop.

Step 4

You Get Paid

ACH after funding and internal confirmation (where permitted).

What We Fund (Eligible Leads)

Bridge:

acquisition, recap, repositioning

Construction:

vertical/heavy rehab with permits

DSCR Rental:

stabilized investment properties

Fix & Flip:

acquisition + rehab with draws

Investor/Allocator:

accredited/qualified capital introductions

Ineligible: owner-occupied consumer mortgages, agency conforming loans, personal loans.

Compensation

How Much

  • Loan referrals:

    % of funded loan amount (product-dependent)

  • Investor referrals:

    % of committed capital (product-dependent)

  • Repeat business:

    Earn when your registered client returns for a new transaction

When & How

  • When paid:

    After funding and internal confirmation

  • How paid:

    ACH to your designated account

  • Docs required:

    Signed referral agreement, W-9 (US) or W-8BEN (non-US), ACH instructions

  • Where permitted:

    Fees paid only where allowed by law/licensing

Lead Protection & Relationship

90-day

protection (auto-extends while active)

Non-circumvention

we will not bypass you with your registered lead

Attribution

earliest valid registration applies

Compliance

commercial/investment transactions only

Compliance Note: Program is for commercial/investment property transactions only. Referral fees are paid where permitted by state/federal law and applicable licensing rules.

Frequently Asked Questions

Who qualifies as a referral partner?
Industry connectors such as brokers, mortgage pros, developers, operators, capital advisors, and accredited network owners.
What deals are the best fit?
Bridge, construction, DSCR, fix & flip, and accredited/qualified investor introductions.Related: Bridge Loans · Opportunities
How do I register and protect a lead?
Submit via the referral form or Zookey. We timestamp and assign an ID; protection lasts 90 days and auto-extends while active.
When do I get paid?
After funding and internal confirmation (where permitted). Payment is by ACH to your designated account.
Do I need a license?
For commercial/investment referrals, a license is typically not required. We do not pay on owner-occupied consumer mortgages.
Can I see status on my lead?
Yes. Zookey shows high-level status so you know the ball is moving.Related: Mission & Values
Do you pay on repeat business?
Yes—per program terms you earn when your registered client returns for new transactions.
What paperwork do you need to pay me?
Signed referral agreement, W-9 or W-8BEN, and ACH instructions.Related: Terms · Privacy
What if two people submit the same lead?
We honor the earliest valid registration. Zookey IDs are timestamped for attribution.
Can I refer from outside the US?
Yes, with proper tax documentation (W-8BEN) and subject to local laws.
Do you provide marketing materials for my network?
Yes. We can provide compliant, co-branded collateral upon request.
What if my lead takes months to decide?
As long as your protection period is active (auto-extends while in process), you remain the registered introducer.

Ready to Turn Your Network Into Revenue?

Join hundreds of partners earning referral fees on successful deals.