Privacy Policy

How Tallridge collects, uses, protects, and shares information, including AI data processing with Zookey.

Effective Date: September 9, 2025

1. Introduction

Tallridge ("we," "us," "our") values your privacy. This Privacy Policy explains how we collect, use, protect, and share your information when you use our website, platform, lending and investment services, or AI-powered tools, including Zookey.

By using our services, you consent to this Privacy Policy. Use of our services is also subject to our General Disclaimers and Investment Disclaimer.

2. Information We Collect

Information You Provide

  • Loan applications, investment subscriptions, or inquiry forms.
  • Identification documents, financial statements, and supporting materials.
  • Communications with our team via phone, email, or chat (including Zookey).

Information We Collect Automatically

  • Device and browser details.
  • IP address and geolocation data (where permitted by law).
  • Usage activity on our site or platform.

Information from Third Parties

  • Credit agencies, background check providers, and public records.
  • Financial institutions, brokers, or partners referring you.

3. Legal Basis for Processing

We process personal information based on:

  • Your consent.
  • Contractual necessity to deliver requested services.
  • Legal obligations for compliance.
  • Legitimate interests in providing, improving, and securing our services.

4. How We Use Your Information

We use your information to:

  • Process loan applications and investment subscriptions.
  • Verify identity, eligibility, and accreditation status.
  • Communicate with you about transactions, opportunities, and updates.
  • Personalize your experience through Zookey.
  • Comply with legal, regulatory, and compliance obligations.

5. AI Data Processing with Zookey

Zookey is our AI-powered assistant used for customer service, onboarding, and deal facilitation.

Data Zookey Processes: account history, submitted forms, communication transcripts, and transaction details relevant to your relationship with us.
Purpose: to provide personalized responses, streamline workflows, and anticipate needs.
Human Oversight: AI outputs are reviewed or overseen by authorized staff before final decisions.
Limitations: AI-generated outputs may contain errors and are not a substitute for formal underwriting, compliance review, or investment analysis.
Retention: AI interaction logs are retained for 24 months and used solely to improve Zookey's performance for our services. They are not shared externally for unrelated model training.

6. How We Share Information

We may share information with:

  • Service providers supporting our operations (including cloud hosting, analytics, and communications).
  • Legal, tax, and compliance advisors.
  • Regulators, law enforcement, or courts as required by law.
  • Partners or affiliates involved in transactions you initiate (e.g., funding partners).

We do not sell your personal information.

7. Data Retention

We retain your information as long as needed for business purposes, compliance requirements, and applicable laws, including retention of AI-related data as described above.

8. Your Rights

Depending on your jurisdiction, you may have the right to:

  • Access and receive a copy of your personal data.
  • Request corrections or deletion of your data.
  • Object to certain processing or request limitations.
  • Withdraw consent (where consent is the legal basis for processing).

To exercise these rights, contact us at: zookey@tallridge.ai

9. Data Security

We use administrative, technical, and physical safeguards to protect your data, including encryption in transit and at rest. Access is limited to authorized personnel.

10. International Transfers

If you access our services from outside the United States, your information may be transferred to and stored in the U.S., where privacy laws may differ. We use safeguards, such as encryption and standard contractual clauses, for such transfers.

11. Children's Privacy

Our services are not directed to individuals under 18, and we do not knowingly collect their personal information.

12. Changes to This Policy

We may update this Privacy Policy from time to time. Updates will be posted here with a revised effective date.

13. Contact Us

For privacy inquiries:

zookey@tallridge.ai

Last Updated: September 9, 2025

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