The Summit Income Fund
The Summit Income Fund offers accredited investors premium yields through a diversified portfolio of first-lien real estate loans. With $100,000 minimum investment, monthly distributions, and quarterly liquidity windows, the fund targets stable income secured by tangible real estate collateral while maintaining institutional-grade reporting and risk management standards.
First-lien focus. Income first. Managed for performance, built for trust.
What are the key facts about the Summit Income Fund?
| Parameter | Details |
|---|---|
| Fund Focus | First-lien bridge & construction loans |
| Target Yield | Premium yields above traditional fixed income |
| Distribution Frequency | Monthly |
| Liquidity | Quarterly windows, notice required |
| Minimum Investment | $100,000 (accredited investors only) |
| Structure | Private placement, Reg D and Reg S |
| Fees | See PPM |
| Reporting | Quarterly investor reports, annual audit |
What is the Summit Income Fund?
The Summit Income Fund is a pooled investment vehicle focused on first-lien real estate loans originated and serviced by Tallridge. The portfolio blends short-term bridge and construction loans, diversified by geography, asset type, and sponsor, to generate consistent income.
Who can invest in the Summit Income Fund?
The Fund is available to accredited investors under SEC Regulation D. Verification of accreditation is required before subscription. Investors outside the U.S. may be accepted on a case-by-case basis subject to additional compliance requirements.
How does the fund generate returns?
Returns are generated from interest and fees paid on the underlying first-lien loans. These loans are underwritten to conservative LTVs and backed by tangible real estate collateral.
What are the target returns?
The Fund targets premium yields well above traditional fixed income, paid as monthly distributions. Targets are not guarantees and depend on market conditions, loan performance, and portfolio composition.
How is risk managed?
First-Lien Security
Priority claim on collateral in event of default
Diversification
Across borrowers, projects, and geographic locations
Conservative Leverage
Disciplined policies at fund and loan level
Professional Underwriting
Rigorous analysis and active loan servicing
Transparent Reporting
Quarterly reports and independent annual audits
Institutional Standards
Compliance with regulatory requirements
What does a typical Summit Fund portfolio look like?
(Illustrative only – actual allocations vary)
Multifamily Bridge
Stabilization phase loans
Construction
Pre-sold or committed take-out
Industrial Bridge
Lease-up financing
Mixed-Use
Specialty commercial
How does the Summit Income Fund work?
Capital Inflow
Accredited investors commit capital to the fund
Loan Funding
Fund deploys capital into first-lien real estate loans
Income Distribution
Monthly distributions from loan interest and fees
What is the liquidity policy?
Liquidity is offered through quarterly redemption windows with prior written notice, subject to available cash and in accordance with the PPM.
Quarterly Windows
Redemption opportunities every quarter
Advance Notice
Written notice required per PPM terms
Subject to Cash
Based on available fund liquidity
What are the advantages of investing in the Summit Fund?
Professional Management
Access to a professionally managed, diversified pool of real estate debt.
Monthly Income
Monthly income potential from interest payments.
First-Lien Collateral
Reduces downside risk relative to equity investments.
Transparent Reporting
Institutional compliance standards.
What should investors consider before investing?
Illiquidity between redemption windows.
Returns are not guaranteed; principal is at risk.
Market or borrower performance changes can affect distributions.
Frequently Asked Questions
Are returns guaranteed?
Can I invest through an IRA or LLC?
What is the minimum investment?
How do redemptions work?
Join Our Accredited Investor Network
Earn stable monthly income backed by first-lien real estate loans.
Where can I learn more about private real estate funds?
SEC - Accredited Investor Bulletin
Official SEC investor bulletin on accredited investor standards.
Investopedia - Private Placement Memorandum
Understanding PPMs and private securities offerings.
NAREIT - Real Estate Investment Research
Industry research on real estate investment trends and performance.
For accredited investors only. This is not an offer. Offers are made only by the Private Placement Memorandum (PPM). Past performance is not indicative of future results.